When was the last time you updated your beneficiary information on your accounts?
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Flossmoor Credit Union
can help you weather these times with confidence.
Avoid Becoming a Victim:
Identify Theft is one of the fastest
growing crimes in the world.
Learn how to safeguard your
personal information and what to
do if you believe you are a victim.
Visit the FTC site on Identity Theft for more information and contact numbers for the major credit bureaus.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING AN ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
PROTECT YOUR CREDIT!
Always be aware of your credit! Free credit reports are the best defense of all!
When it comes to guarding against identity theft and account hijacking, perhaps the most important tool at your disposal is your credit report. It details all of your credit transaction accounts, and will be the first place that unusual charges or enitrely new accounts will appear.
The good news is: you can monitor your credit report for FREE! But you must exercise this option.
Since you are entitled to a free report from each of the three major credit reporting agencies, experts advise you to get a free report from each one every four mojnths. That way, you can keep an eye on your personal account safety year round.
To order your free credit report, go to this Authorized Source:
Don’t forget your Credit Union when you are shopping for a new vehicle?
Are you finally thinking about doing
some much needed "around the house" projects? Planning that well deserved vacation?
Our loan rates are low and our service can’t be beat. The convenience of automatic payroll deduction makes life simpler too! Stop in and pick up an application or call and we would be glad to mail you one.
CALL OUR OFFICE FOR
Understanding Your Credit!
Have you ever taken the time to understand
exactly how credit works?
Click here to help you understand
what you need to know about credit reporting
system in the US.
Under the NCUA administration rules, the shares
in your credit union are insured by the National
Credit Union Share Insurance Fund (NCUSIF),
which is backed by the full faith and credit of the
United States Government. Established by
Congress in 1970 to inusre member share
accounts at federally insured credit ujions, the
NCUSIF is anaged by NCUA under the direciton
of the three-person NCUA Board. Your share
insurance is similar to the deposti inurance
protection ofered by the Federal Deposit
Insurance Corporation (FDIC).
The Emergency Economic Stabilization Act of
2008, signed into law on October 3, 2008,
increased the insurance coverage on all
accounts up to $250,000 through
December 31, 2009.
Updated December 2011